Stripe & CPACharge: Payment processing fees
Processing payments on TaxDome is free. You pay only the standard payment-processing platform fees, which are automatically calculated when a client makes a payment.
All payments on TaxDome are made through Stripe and/or CPACharge, the leading online payment-processing platforms for Internet businesses. Use either one or both. You’ll need to connect to at least one of them to securely accept credit/debit card or bank direct debit payments through your TaxDome account.
Covered here:
Stripe payment processing fees
Stripe payment processing fees vary depending on the country. Click any of the ones below to find out about the Stripe fees:
United States
The Stripe processing fee for credit and debit cards issued in the US is 2.9 percent + $0.30 per successful card transaction. The amount is the same for any type of card. There’s an additional 1 percent fee for international cards. If currency conversion is necessary (the charge currency differs from your payout currency), a 1 percent conversion fee also applies. There’s no fee for failed transactions.
For processing ACH direct debit, Stripe charges a 0.8 percent fee capped at $5.00 for standard settlement, 1.2 percent for two-day settlement, and $1.50 per instant bank account validation. The fee for failed ACH direct debit payments is $4.00, and $15.00 for disputed payments.
Canada
The Stripe processing fee for credit and debit cards issued in Canada is 2.9 percent + $0.30 per successful card transaction. The amount is the same for any type of card. There’s an additional 0.8 percent fee for international cards. If currency conversion is necessary (the charge currency differs from your payout currency), a 2 percent conversion fee also applies. There’s no fee for failed transactions.
For processing pre-authorized debits Stripe charges a 1 percent + $0.30 fee capped at $4.00 per successful card transaction and $0.80 fee per instant verification. The fee for for failed and disputed PADs payments is $4.00.
Australia
The Stripe processing fee for credit and debit cards issued in Australia is 1.75 percent + $0.30 per successful card transaction. The amount is the same for any type of card, including American Express. The fee for international cards is 3.5 percent + $0.30 per successful card transaction. There’s no fee for failed transactions.
For processing, BECS Direct Debit Stripe charges a 1 percent + A$0.30 fee capped at A$3.50 per successful transaction. The fee for failed and disputed BECS Direct Debit payments is A$2.50.
New Zealand
The Stripe processing fee for all cards is 3.7 percent + $0.30 per successful card transaction. There’s no additional fee for international cards or failed transactions.
United Kingdom
The Stripe processing fee for credit and debit cards issued in the UK and most European countries is 1.4 percent + £0.20 per successful card transaction. The amount is the same for any type of card. The fee for international cards is 2.9 percent + £0.20 per successful card transaction. There’s no additional fee for failed charges.
For Bacs Direct Debit, it is 1 percent + £0.20 per successful bank account transaction.
Europe
The Stripe processing fees for most European countries are the same. The amount is different in Switzerland and Norway only (see below).
The Stripe processing fee for credit and debit cards issued in most European countries is 1.4 percent + €0.25 per successful card transaction. The amount is the same for any type of card. The fee for international cards is 2.9 percent + €0.25 per successful card transaction. There’s no additional fee for failed transactions.
The Stripe processing fee for credit cards issued in Switzerland is 2.9 percent + Fr 0.30 per successful card transaction. There’s no additional fee for international cards or failed transactions.
The Stripe processing fee for credit cards issued in Norway is 2.4 percent + Kr 2 per successful card transaction. The amount is the same for any type of card. The fee for international cards is 2.9 percent + Kr 2 per successful card transaction. There’s no additional fee for failed transactions.
For SEPA Direct Debit, it is €0.35 per successful bank account transaction.
CPACharge payment processing fees
Attention: By default, all CPACharge accounts are established with a geolocation lock that restricts processing payments from countries outside of the United States and Canada. If you plan to receive payments from other countries, please contact the CPACharge support team.
Fees for existing CPACharge customers
CPACharge is $10/month for all card and check payments made online (this could be waived for any TaxDome customer that signs up as a new account with CPACharge). Check the CPACharge site for any processing rate changes.
- Standard cards: 2.95 percent processing fee + $0.20 per transaction
- American Express: 3.75 percent processing fee + $0.20 per transaction
- eCheck: 1 percent processing fee ($5.00 maximum per transaction)
- ClientCredit: 4.95 percent processing fee
Additional fees may apply depending on the credit card. Find the card below to learn more about specific CPACharge fees.
Note: These fees don’t apply to every transaction. Here are the fees the following cards might include:
Visa
Note: FANF for card-present transactions is assessed according to a different rate table. Please contact CPACharge for more details.
Mastercard
American Express
Fees for new customers registered via TaxDome
CPACharge $10/monthly fee is waived for any TaxDome customer that signs up as a new account with CPACharge. All processing fees are the same as stated above.
Attention: CPACharge may reinstate the monthly fee for customers who do not process $6,000 in any 6-month period through the TaxDome and CPACharge integration.